Check your card fees & find a better provider

01Upload merchant statement
02View results
03Get recommendations

Anonymously upload your latest card processing statement

Upload a PDF, JPG, PNG or take a photo of each page. Add as many photos as you need to cover the whole statement.

Personal details removed automatically Never sold or shared UK GDPR compliant

Your personal details are removed before anything is analysed. We only keep an anonymised copy to prepare your review.

Supported payment providers

Worldpay Barclaycard Global Payments Elavon Lloyds Cardnet Dojo takepayments AIB Merchant Services Stripe Square SumUp Zettle
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Reading your statement…

This usually takes around 30 seconds. We'll show your results the moment they're ready.

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    Almost there

    Where should we send your results?

    Pop in your details and we'll send you a copy of your results. Don't worry, you won't be harassed by marketing emails.

    We only use your email to send your results. We never share your details with any third party providers.

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    Your fee ranking
    You
    Competitive rateExpensive rate
    Your payment mix

    Card types

    How customers paid

    Fee breakdown
    FeeAmount
    What can I change here?

    Pass throughSet by Visa, Mastercard and the banks. It is the same for every provider, so it cannot be negotiated away.

    Provider marginYour provider's own cut for handling the payment. This is the main thing a better deal reduces.

    Fixed / otherMonthly and admin charges like PCI, terminal rental and statement fees. These can often be lowered or removed.

    Worth knowing
      The opportunity

      See the providers that could get you there, ranked for how you actually trade.

      This is an automated estimate for information only, based on the statement you uploaded. It is not financial advice or a formal quote. Figures are read from your document, so please double check against your own records.

      A few quick questions

      Match scores and rates are indicative estimates based on your statement and answers, not a formal quote or financial advice. Ava Payments is independent and takes no commission on these recommendations.

      Want to pay less?

      See the providers ranked for how you actually trade, and what a better rate looks like for you.

      How it works

      Confusion to clarity

      01

      Upload your statement, anonymously

      Drag a PDF or take a photo of a recent merchant statement. We remove any personally identifiable information before anything is analysed. Any sensitive information stays yours, we never see it.

      02

      See your effective card processing rate

      We read every line and work out your real effective rate and then benchmark your rate against the market. You see exactly where you can save and which ones you can negotiate on.

      03

      Get Tailored Recommendations

      Maybe it's the fees. Or maybe it's the slow support, the slow payouts, or being stuck in a long contract. Whatever you're facing, we'll rank the providers that are tailored and designed for your business needs.